Whip the cream – In a large mixing bowl, beat the heavy cream until soft peaks form.
Combine ingredients – Gently fold in the condensed milk, lemon zest, and lemon juice, mixing until smooth and creamy.
Add texture – Stir in the chopped chocolate and peanuts for extra crunch.
Chill – Transfer the mixture to a serving dish and refrigerate for at least 2 hours to allow the flavors to blend and the texture to set.
Serve and enjoy – Garnish with additional chocolate shavings, crushed peanuts, or extra lemon zest before serving.